By: Paul Sarran
December 3, 2024
In September 2020, I embarked on a life-changing journey at the University of the West Indies (UWI) Global Campus, pursuing a degree in Political Science. Balancing academic demands with personal challenges has been no small feat. Now, as I approach the final leg of this journey, with graduation anticipated in October 2025, I find myself in a situation that could undermine all my hard work and dedication — the looming threat of losing my home.
For months, I have reached out to various government officials, seeking assistance to halt foreclosure proceedings initiated by the Trinidad and Tobago Mortgage Bank (TTMB) against my property in San Fernando, Trinidad. I have personally appealed to the Honourable Brian Manning, Minister of Finance, and the Honourable Camille Robinson-Regis, Minister of Housing. Despite my efforts and documented correspondence, I have yet to receive a positive response or a definitive intervention to address my urgent situation.
The foreclosure hearing is scheduled for December 18, 2024—a mere week before Christmas. This is a time when many families look forward to the joy and comfort of the holiday season, but for me, it represents uncertainty, fear, and the possibility of homelessness. Despite being employed since April 2024 and making concerted efforts to repay my mortgage—paying approximately thirteen thousand dollars ($13,000) toward my arrears—this progress has not been enough to prevent the legal actions taken against me.
I am presently employed with the Government of Trinidad and Tobago under the Ministry of Social Development and Family Services as a Citizen Engagement Support Officer I. In this role, I provide exceptional service delivery to the most vulnerable members of society, ensuring that they receive the necessary support to improve their quality of life. I have dedicated myself to serving my community, working to improve the lives of others who are facing similar challenges. So, I ask: Why should I, someone who is actively contributing to the welfare of others, have to face such a difficult and distressing situation?
I have humbly requested assistance in several ways: a temporary halt to the foreclosure proceedings to provide me with time to stabilize my financial situation, the opportunity to work out a feasible payment plan with TTMB, and the possibility of refinancing or switching my mortgage to a different financial institution with the support of a guarantor who is ready and willing to assist me.
Unfortunately, despite these proposals and my clear willingness to fulfill my financial responsibilities, my pleas for support have gone unanswered.
Pursuing my education has been a labour of love and determination. I chose Political Science because I believe in the power of governance and policy to make a positive impact on society. My goal is to use my knowledge to advocate for vulnerable communities, many of whom face challenges similar to mine. It is disheartening to find myself in a position where I must appeal for the same support and intervention I hope to one day offer to others.
I understand that government officials are often overwhelmed with requests for assistance. However, I am not asking for charity—I am asking for a chance to continue contributing to my community and country without the fear of losing my home.
I am also appealing to Chairman Patrick Ferreira, Deputy Chairman Jennifer Lutchman, and Managing Director and CEO Robert Green of the Trinidad and Tobago Mortgage Bank for compassionate consideration and immediate action regarding the current legal proceedings against me for possession of my mortgaged property.
To the Honourable Brian Manning and Honourable Camille Robinson-Regis, I once again appeal to you for intervention. Your support could make the difference between stability and displacement. I am committed to fulfilling my obligations and contributing to the well-being of Trinidad and Tobago.
As I approach the completion of my degree in July 2025, I want to look back on this journey knowing that I not only persevered academically but also overcame one of the greatest challenges of my life with the support of my country’s leaders.
Time is running out, but I remain hopeful. I am available to discuss my situation further and provide any necessary documentation to facilitate a resolution.
Please help me secure my home, so I can continue my journey of education, growth, and service to Trinidad and Tobago.
(Paul Sarran is a Political Science student at the University of the West Indies Global Campus in St. Augustine. )
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